A foolish wife asks her husband why he is saving money since they have no children. The husband says he is keeping it for hard times. A guy in the village whose name was Hard Times heard them arguing. So he waited for the husband to go to work, then he went and told the woman that he was Hard times, and he had come to fetch the maoney that her husband was keeping for him. the wife, very happy, gave all of her husband’s saving away.
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